Having adequate insurance coverage is essential to give you the protection you need in the event of an emergency. Auto and home insurance are among the most common types of policies — and the most important. At Clayton Hanley Insurance, we strive to provide customized policies for our clients to meet their unique needs while also keeping rates as affordable as possible. Read on to learn more about these specific coverage categories and why they are so important for you.

Auto Insurance

To drive in Columbia and throughout the state, all drivers must have auto insurance that meets certain minimum requirements. Many lenders, like for auto loans and leases, require even more coverage than the state requirements, so be sure you pay attention to this as well. If you are involved in an accident, your insurance can come into play to pay for any medical bills and repair costs that result from it.

If you are unsure how much coverage you need, don't be shy about reaching out to our team. We'll be more than happy to work with you to develop a custom policy to meet your exact needs. Of course, we'll take your budget into account as well.

Home Insurance

Insuring your home is one of the smartest things you can do to secure your financial future. Emergency home repairs can be costly, but having a strong insurance policy in place can help you manage those costs without having to spend a fortune. Most mortgage lenders will require you to at least cover the structure of the house itself as a condition of your loan. Covering your personal belongings is typically optional, but it is a good idea to include it if you can afford the additional premium. This will enable you to replace furniture and other items that are stolen or damaged in a disaster.

Our agents can help you get the perfect coverage for your home to give you comfort and peace of mind. Get in touch with us today to protect your home and your future.

We are Here to Help

For home and auto insurance in Columbia, you can count on us to find exactly what you need. Through relationships with many different coverage providers, our independent insurance agency can find just the policy to meet your needs. You won't be stuck with the limited offerings of a single provider, because we work with many local and national insurers, enabling you to get everything you need under one roof.

Call 314-487-2921 today for a free, no-obligation consultation to discuss your home and auto insurance needs.

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