Have you heard that insurance companies use the term 'hard market'? A hard market refers to the upswing in a market cycle. During this phase: *Premiums increase: Insurance costs rise, making policies more expensive for...

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What's been happening with us? Hmm, let's see. - We were finally able to celebrate our holiday dinner this February. The team enjoyed steaks, appetizers and a few cocktails. Nicki has been busy taking her daughter on...

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If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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