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Clayton Hanley Insurance Blog

All You Ever Wanted to Know About Insurance

Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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Avoiding Common Home Insurance Claims During Renovations

Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...

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Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...

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Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Insurance Hard Market

Have you heard that insurance companies use the term 'hard market'? A hard market refers to the upswing in a market cycle. During this phase: *Premiums increase: Insurance costs rise, making policies more expensive for...

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5 Star Review


Playing Catch Up

What's been happening with us? Hmm, let's see. - We were finally able to celebrate our holiday dinner this February. The team enjoyed steaks, appetizers and a few cocktails. Nicki has been busy taking her daughter on...

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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Safeco RightTrack


Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Happy Veterans Day

A veteran owned insurance agency is a business that provides insurance services and is owned by a veteran of the U.S. military. There are many types of insurance that a veteran owned insurance agency can offer, such as...

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How to Winterize and Properly Store Your Boat

Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...

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Personal Umbrella Insurance

Personal Umbrella Insurance - To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. Missouri Illinois –...

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Umbrella Insurance

What is umbrella insurance? - Umbrella insurance provides extra liability coverage that can help protect assets, such as your home, car and boat. It also helps cover defense costs, attorney fees and other charges...

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Customer Review

Another happy customer. Daniel S. was happy with service from Safeco and Clayton Hanley on his recent auto claim.

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Do I Need Umbrella Insurance

Anyone who has assets that they want to protect should consider purchasing umbrella insurance. More than likely the answer is yes. - Click the link - watch the video, read the reasons why, and contact your agent for a...

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Save Money With These Smart Home Devices That Make Your Home Safer

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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5 Star Review


Home Replacement Cost


Safeco option home coverages


Matching of Undamaged Siding, Roof Surfacing and Windows

Coverage details - Matching of undamaged siding, roof surfacing and windows coverage covers undamaged building materials in cases of: Fading, weathering, oxidizing color Texture of dimensional differences Obsolescence...

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Service Line


Water Seepage or Leakage


Back to school = insurance discounts

It's August, which means back to school time.We are here to help. We offer renters insurance policies and distant student discounts on auto insurance.For more information contact us main [at] claytonhanley [dot] com

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Hyundai Anti-Theft Software Upgrade

Hyundai Anti-Theft Software Upgrade In response to increasing and persistent thefts targeting certain Hyundai vehicles without push-button ignitions and immobilizing anti-theft devices, Hyundai has introduced a free...

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Refer a friend

We like when customers talk about us! - Tell your friends, family & co-workers about Clayton Hanley Insurance Service, Inc.

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Broad social and economic trends are driving up the cost of home and auto insurance in 2023.

Why home and auto insurance rates are continuing to rise in 2023 Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the...

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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National Selfie Day

It's National Selfie!! Who knew this was a thing. Here are our agents doing non-agent things. #NationalSelfieDay -

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Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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Good Student Discount on auto insurance

Report card time!! - Good Student Discounts available on your auto policy if your young driver's report card shows 3.0 GPA or higher. Send us updated copies of your child's report card, we can update your auto policy...

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Does Home Insurance Cover Pools?

Does home insurance cover pools? - As building costs continue to rise, it’s more important than ever to take a close look at new and renewing home policies to ensure other structures on the same property as the dwelling...

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Come Home Happy, Dishwasher


4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Download the Safeco app today!

Already a Safeco customer? Download the mobile app for free today. http://spr.ly/6181OTVj1 - Hint: Pay in full with credit card!! Paid in full discount + points/miles/% back on your credit card. Win-Win

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Spring has Sprung

Spring has sprung at Clayton Hanley! - Flowers on trees and the bushes are slowly turning green again. Do you know about No Mow April? Allows flowers like violets and clover to bloom, creating a habitat and forage for...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Distracted Driving - Helping to Halt the Problem

St. Louis, MO - Distracted driving has become one of the most major causes of serious automobile accidents in the United States. According to the Virginia Tech Transportation Institute, 80% of automobile accidents...

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INSURANCE DISCOUNT IDEAS

- NEED IDEAS TO SAVE ON INSURANCE PREMIUMS? - Are you doing everything you can to save on your insurance policies? - Here is a list of suggestions just in case. - Going paperless-Opting for email when bills, documents...

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Why home and auto insurance rates are rising in 2022


2022 Most Frequent Claims


Keep Your Home Safe While on Vacation

Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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Detached Structures

Building costs are on the rise, are other structures on your property adequately insured? - Swimming pools - Fences and walls - Patios and pergolas - Detached garages - Sheds - These structures are all protected under...

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Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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Factors driving Insurance Rates


Buying a Kia or Hyundai?

A new article from St Louis Post-Dispatch explains how the insurance companies may decline to open new policies on select vehicles. - Before you buy, contact your agent for details on how this information may affect...

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Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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Change is apart of life - have you updated your insurance needs lately?


What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Do not ignore cracked power cords!

Throw old, broken phone/power cables and cords away immediately. Promise?? - Love, your insurance agent. - Customer Kathy M. charged her iphone overnight on a slightly cracked power cord. In the morning Kathy woke to...

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Should I Notify My Insurance Company About a New Puppy?

Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...

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5 Stars!

We have to share a review when a customer calls us 'exceptional'. - Thank you, Randy -

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5 safe driving tips for deer season

They're really cute until they run into your car! - Poor deer. - ** Be aware. Oct -Dec is peak deer activity. ** Deer typically travel in groups ** Dawn to Dusk is when deer are most active ** Clean your windshield and...

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How to Choose the Right Smart Security Camera

A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...

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Water claims are the worst!

$35,000 claim- leaking dishwasher - $40,000 claim- upstairs bathroom toilet - $80,000 claim -2nd story faucet leak - Water sensors & leak detectors are ideal for homeowners. Smart home devices that offers whole home...

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Flood Insurance


What's causing higher home insurance premiums?


Helpful & Responsive


Safe driving = Lower auto insurance rates

An excellent driver can save up to 30% off their car insurance rates. Why not try Travelers auto insurance - ask for IntelliDrive for additional savings. Drive safe for 90 days, and see how much you can save? Hard...

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Another customer happy with the professional service from Clayton Hanley Insurance. Thank you Ami P


Things to Know When Shopping for Home and Auto Insurance

If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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Who agrees? Carmel apples are as healthy as eating a salad?

Certainly not a Merbs carmel apple, but it does satisfy the sweet tooth! - Tim is trying to tell us this is as healthy as eating a salad. - Do you agree? -

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5 Stars


National Non-Profit Day

Sunnyhill, Inc. is a non-profit 501(c)(3) organization that provides services, programs, and opportunities for children and adults with developmental disabilities. Sunnyhill serves over 1,000 children and adults, ages 4-...

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Another happy customer saving money with telematics!

- Yes, you are reading that correctly. Additional savings of $235 per year. Driving app for 90 days on your phone equals lifetime of savings. More drivers means more savings. Looking for a way to save money on your...

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Grill Safely With These Outdoor Cooking Tips

Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...

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5 STARS!!


Service Service Service

We are located in St. Louis, Missouri, and are also licensed in Illinois, Texas, Colorado, Wisconsin, Florida, Idaho, Nebraska, Tennessee, and Kansas. We love referrals!!! The highest compliment anybody can give a...

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Simple Household Pest Control Methods

No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...

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Landscape Maintenance Tips for Your Yard

You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...

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Fallen Tree Damage

Will insurance cover a fallen tree in my yard? What about my neighbors yard? Here is some insight to help you decide to file a claim.As always, if you have more questions contact your insurance agent. Insurance agents...

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Flashlight Tag!!

9 Ideas for the Ultimate Summer Family Night at Home - It's warm. There's no school tomorrow. Sounds like the perfect time for a little outdoor fun. Make the most of an spring or summer evening with these kid-friendly...

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Make sure you are using the right insurance expert

What's the advantage of using a local, independent insurance agent? Watch this quick video and become an instant expert! - ↓↓↓↓↓↓↓ - Value of an Independent Agent - - - -

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May is Motorcycle Safety Month

Safe driving and riding practices from all road users will help reduce the number of fatalities and injuries on our nation’s highways. Keep the following tips in mind: Drive and ride alcohol and drug free. Observe all...

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Avoiding Water Issues in Your Home

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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May is Motorcycle Awareness Month

**Motorist tip: Motorcycles operate differently than other vehicles, and motorcyclists do not always use their brakes at the same times that cars do. Always keep an eye out for motorcycles. #MotorcycleSafety

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Bundling Home and Auto Can Help You Save

Has someone suggested that you bundle your home and auto insurance policies to cut costs? This is a wise thought and one that savvy insurance policy holders have capitalized on for years. Here’s how it works. What Is...

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How To Find the Best Home Insurance Rates

If you’re shopping for home insurance, there’s a lot to consider. Protecting your home is a big decision, and you want to get it right. Read on to learn four things you can do to find the best policy for your needs. ...

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Avoid Home Insurance Claims with These Maintenance Tips

Home insurance lets property owners sleep better at night, knowing they’re covered if the unexpected happens. But ideally, you want to avoid insurance claims altogether, as they can raise your rates and require you to...

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Is an Umbrella Policy Right for Me?

If you’ve been on the fence about purchasing umbrella insurance, it might be because you’re still not sure where it can be applied and how it works. Let’s look at some cases where umbrella insurance can save you from...

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How Does Umbrella Insurance Work?

You may have been encouraged to purchase umbrella insurance, along with a home or auto policy. If you’re puzzled about how umbrella insurance works, this post is for you. Umbrella insurance is a low-cost way to add high...

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Road Trip Safety Tips

Road trips can be a blast, but you want to make sure you’re keeping safety in mind when you travel by car. Follow these five tips to make your journey one you will remember for all the right reasons. Plan Your Route in...

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What To Consider When Choosing Auto Insurance

Selecting auto insurance can involve a lot of choices, especially if you are buying coverage for your car or truck for the first time. Here are five things to consider before you sign to help you get the best protection...

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Go Cards!

Yes, it is Friday April 8th, - Cardinals won their home opener last night #shutout - & now it's SNOWING!!! - #shutout #Cardinals -

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Have a motorcycle?

Safeco insures a wide variety of bike sizes and styles. We love to insure cruisers, like the Harley-Davidson Fat Bob or the Indian Chief. We also love tour and tour-sport bikes like the Honda Goldwing and the Kawasaki...

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Commonly Overlooked Spring Cleaning Tasks

Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...

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Driving app for auto insurance discounts

Wondering if telematics could help your auto insurance rates? Usage-based auto insurance is becoming a popular concept in many households-telematics programs that drivers within a household can try to save on their car...

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Service Line Coverage

Safeco continues to offer additional coverages for homeowners for claims that wouldn't be covered under a standard home insurance policy. Contact Clayton Hanley today for a home insurance quote that offers the most...

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We're Back!

Yep, - Tim, Peggy & Nicki have returned to the Clayton Hanley Insurance Service Inc. office! - Just like old times. - Go figure - it snowed and had a little traffic. - But we were greeted with ‘Welcome Back’ flowers!...

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Upgrading Your Windows - How to Choose What's Best for Your House

You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...

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Why an Independent Agent?

Why an Independent Agent? - Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. Why? Because independent insurance agencies, like Clayton Hanley,...

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RideSharing Coverage


Tips for Saving Money on Heating and Cooling Your Home

If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...

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Snow Day? Nope!

A little snow does not stop Clayton Hanley! - Ice and predictions of one foot of snow does not stop Clayton Hanley. - No such thing as a snow day when you have a backup home office! - Yep! Clayton Hanley peeps are ready...

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How to Evaluate and Choose Energy-Efficient Appliances

Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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Happy New Year!!!

Clayton Hanley will be observing New Year's Day on January 3, 2022. - - Thank you for being a customer, or just for dropping by our page. - Tim, Tony, Peggy & Nicki -

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From the time capsule

A little bit of Clayton Hanley history! Hand drawn flyer announcing the office moving to the 'new facilities'. Circa 1980 - Artist: Unknown - #familyownedbusiness #insurance #ClaytonHanley #Artwork #ArtistUnknown

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24/7 Access to Safeco

*File a claim *Fast access to adjuster correspondence *Taking and sending claim damage photos and estimates *Reserving a rental car *Tracking property damage mitigation and repairs *Easy to follow instructions on moving...

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How to Choose Smoke and Carbon Monoxide Detectors

Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom...

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The Christmas tree is up!

Merry Christmas with a little touch of insurance humor from our Clayton Hanley Insurance family to yours!! - #christmastree -

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In the doghouse?

Your lovable Labrador is a digger. Which is fine in your yard. But she got out and dug up your neighbor’s garden and their sprinkler system. Now, without the proper coverage, you may be in the doghouse. #...

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Good Drivers earn big savings


Merb's Bionic Apples!

Friday + Fall = Merbs Bionic Apples! - Sweet treats to start our weekend off right. -

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How to Make a Fire Safety Plan

No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...

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Walk to End Alzheimer's

- Co-worker Nicki and her family participated in the Walk to End Alzheimer's that took place in St Louis this weekend. - This is a cause near and dear to her family as both grandparents are 'living' with this terrible...

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Happy 100th Birthday Doris!

Happy 100th birthday Doris!!! - This pretty lady has quite a history with Clayton Hanley Insurance. Doris started with Clayton Hanley in 1950 when she was married to a prior owner of our agency. - Doris is still a...

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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Taking one for the team!

- Proud to be a sponsor of the Mehlville High School Football Booster trivia night fundraiser. - Great job ladies on a coordinating a successful evening. - #MehlvilleFootball #TriviaNight #Football #highschoolsports -

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Tim The Fisherman

As school starts and the sunlight starts to fade, Tim snuck away for a fishing trip. - Big time Crappie and even bigger Northern Pike in beautiful Rose Lake in Frazee, Minnesota with a double rainbow. - Rose Ridge...

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Happy Anniversary!!!

Happy 2 years with Clayton Hanley!!!!! - Although we think we have only worked 'in person' for 6 months of those 2 years. - Shhhhhhhhhhh Nicki Marie doesn't know we took the lunch photo. -

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How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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WOW!!!

Who has the 'sweetest' customers? - WE DO!!! Thanks Laurie J. -

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STUDENT OFF TO COLLEGE?

Son or daughter off to college over 100 miles from home? - Not taking a car to school? - Email - main [at] claytonhanley [dot] com - Text - 314-487-2921 - OR call Clayton Hanley for more information on Distant Student...

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This is us!!!

Clayton Hanley Insurance - Not your typical insurance agency. - The Clayton Hanley team are all prior customers, co-volunteers, and some are even childhood friends. We are a close group that works well together and...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Home Insurance

Home Insurance – Protecting Missouri and Illinois. - Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance...

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Happy Birthday Boss Man!

Rounding out the July birthdays with the Boss Man, who I must say was a great sport in our photo session. - #Birthday #BossMan #BlackberryCobbler #CHI #KrispyKreme -

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Do you need Rental Car Insurance?

Do You Need Rental Car Insurance? - Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious...

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Motorcycle Insurance

A Safeco® Motorcycle policy comes with robust built-in coverages plus options to ensure the best combination of protection and value. - YES, you read that correctly! - Original Parts replacement AND Harley-Davidson...

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What's new with us?

Hmmm....let's see... what is happening at Clayton Hanley Insurance? - 5 STAR REVIEWS!!! That's what's happening!! - 74 total reviews - check them out for yourself on the link below - Client Testimonials - - - -

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Swimming Safety: 10 Tips for Summer

Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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What cha riding these days?

Looking for ways to save on your motorcycle insurance? - Here are some suggestions..... - Association Do you have a membership with a riding association? AMA, Harley Owners Group, Honda Riders of America, Indiana,...

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Why You May Need Personal Offense Coverage

In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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Missouri traffic fatalities increased by 12% in 2020

Avoid Deadly Distractions Behind the Wheel - Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires...

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Clayton Hanley is how old?

Snidbit of an email from a customer that made us smile :) 'I have been with Clayton Hanley since I started driving in high school, that’s fifty five years.' -

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Insurance Haircut

Today Clayton Hanley got a haircut! Front bushes are trimmed and stepping stones are in place. #Spring #ClaytonHanley #63123 #mehlville #affton #63125 #insurancelady #auto #home #insurance #Lindbergh #314 #localagent -

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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How to protect your classic car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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WOW Busch stadium is empty!!!

Darn COVID!!! - Clayton Hanley agents Tony Palazzolo and Tim Mossinghoff(cameraman) enjoying the night at a Cardinals game with only about 2500 other people. - Haven't see a sporting event in St. Louis this empty in...

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Go Cards!!!!!!

Opening Day!! - Celebrating Clayton Hanley style with BBQ pork steaks on the patio and baseball themed snacks (thanks to Safeco!) - #ClaytonHanley #STL #GoCards #BBQ #Safeco -

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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TEXT US

Did you know you can now text Clayton Hanley Insurance? That’s right, the number you use to call us is now enabled for text messages. Whether you need help finding a new job or just have a few questions about our...

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We're Back!!!!!

- Vaccinations ✔️ - Lunch on the boss ✔️ - Happy smiling faces ✔️ - - Back in the saddle again. Over one year since we had a full house at Clayton Hanley. Working from home had its perks but it is nice to see people....

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Usage-Based Insurance

UBI Offers Many Benefits to You and Others There are multiple advantages beyond cost savings to you, the insurance industry, and other insured parties when you use usage-based insurance: Motorists tend to be more...

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Watch out Clayton Hanley!

'Celebrating' my last day of working at home. - Clayton Hanley office - watch out here I come! #Safeco #TheInsuranceLady #ClaytonHanley - - -

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Titan is ready to get everyone back in the office!!

Titan, the Clayton Hanley pup, is anxious to get everyone back in the office so there is more people to pet him. He is all masked up and ready to see his old friends. - #ClaytonHanley #COVID #HappyDog #TitanAtTheOffice -

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NEWS RELEASE: Review your insurance coverage before severe weather arrives

Steps to Preparing for Severe Weather Season: Homeowners insurance policies should be reviewed each year to ensure coverage is adequate. It’s easy to forget about important household purchases or home improvements. The...

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National Umbrella Day

National Umbrella Day. - In the insurance world an umbrella = liability coverage. - In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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How can I save money on car insurance?

The answer is easy: Progressive Snapshot -

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Safeco 24/7

Clayton Hanley here, just checking in to say 'Hi'. As you know in March we temporarily closed our office to protect and care for those who work with us, our customers, and the public. Although we haven't minded working...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Soak up the Holiday Cheer!!!

Soak up the holiday cheer! - Happy Holidays from the Clayton Hanley Team! - Tim, Tony, Peggy, Kristal & Nicki -

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Stay warm!!


'There is always that one house in the neighborhood' #Christmas2020 #GingerbreadHouse #InsuranceLady


Don’t Delay — Start Thinking About Winterizing Your RV Today

Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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Cheers to Tony

Looks like November was a busy month for hiring back in the day! - Happy work anniversary to the always happy and helpful agent Tony Palazzolo. -

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Happy Anniversary Peggy!

Apparently, someone forgot her own work anniversary! Here is Peggy jumping into her 18th year at Clayton Hanley -

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Veteran Owned

- Thank you to our owner, boss, co-worker and friend Tim Mossinghoff for your service. - Veteran Owned Small Business - little surprised Google knew, but happy to be acknowledged. - #VeteranRan #SmallBusiness #...

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10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟

The mums are popping! - Mums, not mummys - Clayton Hanley is embracing fall. - Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟 - #ClaytonHanley #Halloween #ScaryInsurancePeople - - -

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Poor Gus

Tony's pup Gus in the 'Cone Of Shame' - - Apparently, long floppy ears are an accident waiting to happen. - #Bloodhound #ConeOfShame #Adorable -

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Adventure is out there but extra protection is right here!

Whether you drive, ride, or cruise, we can keep you on the, path to protection. - Ask us today how you can secure your boat, motorcycle, RV and more. - #PGRAgent - -

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Who are we?

Tony Palazzolo - The Hill - Sports Enthusiast, Dad of One Son, and Insurance Agent! Tony has been an insurance agent with Clayton Hanley for more than 20 years. He is a St. Louis native who loves the St. Louis Blues. To...

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Lock in protection for more than just your auto insurance.

Whatever your key to happiness is, we can help you protect it. - Ask us about Progressive’s products like auto, home, motorcycle, RV, boat, and more! - #PGRAgent -

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Who are we?

Kristal Alton - Oakville - Travel Enthusiast, Mom of One Daughter, and Insurance Agent! Kristal has been an account manager with Clayton Hanley for 8 years. She loves to travel with her family and spends a lot of her...

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Who are we?

Nicole Cox - South County - Foodie, Mother to One Daughter, and Insurance Agent! Nicole is Clayton Hanley's newest account manager, coming to us with over 17 years of experience in the insurance industry. She is a St....

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However you wander, go with great protection.

Experience the freedom of having great coverage for your motorcycle. - Call, email or text us today to explore great protection. - #PGRAgent -

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It’s Back-to-School Time — Is Your House Ready?

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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Who are we?

Peggy Manes - Millstadt IL - Gardener, St. Louis Native, and Insurance Agent! Peggy is an account manager and has been with Clayton Hanley Insurance for 18 years. In her free time, you will catch Peggy playing in her...

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Wherever you wander on your boat, motorcycle or RV, go with great protection.

Experience the freedom of having great coverage for your RV. - Call, email or text us today to explore great protection. - #PGRAgent -

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Who are we?

Tim Mossinghoff- Webster Groves - Fisherman, Navy Veteran, and Insurance Agent! Tim is the president of Clayton Hanley and has been with the agency since 1997. Family comes first for Tim and with two active kids can...

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Sticking Together!!! How many yards tall are you?


Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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The Safeco App

If you have Safeco Insurance you really need the Safeco app. - Every driver in your family should have the Safeco app - Seamless biometric loginContact your agent directlyReview your coverages Access documents and ID...

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Why Umbrella Insurance has become so important to protect your family, assets and future earnings.

Rising loss costs have affected auto rates across the industry, and umbrella rates are facing similar trends. Many carriers are responding by restricting coverage, but Clayton Hanley continues to offer a true umbrella...

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Insure your boat with Clayton Hanley


Referral Thank You

Someone is getting this Panera gift card as a Thank You for referring his friend to our agency for auto insurance.....we LOVE it when people talk about us! - - Refer friends, family, co-workers, acquaintances, fringe...

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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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RV coverages that make for happy campers!

The new COVID-19 trend is RV camping, touring, riding, exploring, vacationing and staying safe. - Buying RV's is getting tougher, insuring RV's is getting easier. - Our companies have the coverage to help make sure you...

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Medical Payments on home and auto insurance? What the heck does that mean?

A traumatic auto accident followed by potentially devastating medical bills - are having to face this stomach-churning situation in the future. Adding medical payments coverage to your auto policy can help cover a...

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How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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The insurance lady gets an assortment of monogrammed items for the beach.

Thanks to Progressive I am ready for a trip to beach. - Care package complete with travel bag, coolers, tumbler, and a personal fan in case there isn't much of a breeze from the ocean. - The P is for Progressive..... or...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Which part of this video reminds you of Tim? Please take the poll


Yuck!! My drain backed up into my basement


Weekender?

Go buy your dream car! It's okay! - We have collector car insurance to cover your new weekend toy. - Classic cars, limited edition, high value, antiques, Rat rods, hot rods, muscle cars, sports cars, limited edition...

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Room with a view

Everyone is getting use to their home offices since the stay-at-home orders were issued for Missouri and Illinois since March 17th 2020.Now we have many 'branches' of Clayton Hanley including Webster, Mehlville, The...

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Where are we?

Clayton Hanley's focus is on service to our customers like they are our friends and family. We will offer our honest opinion, help you to understand your policy and coverage, and provide the best rates possible tailored...

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Oh the irony of this video during the COVID-19 pandemic!!!


Safeco Premier

We now offer Safeco Premier™. - Tailor-made just for you and your lifestyle. - - ASK US MORE!!! -

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Bags anyone?

Bags anyone? - - Look what Safeco/Liberty Mutual surprised me with today!!! Sent to my house while we work from home. - - How cool is this! Notice photo #2 for actual size. -

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Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Don't be afraid of savings on your car insurance!!!

- Afraid of trying a driving app from your insurance company? - Don't be afraid of savings. - - I ran this internal report today from only 1 of the companies we represent. - Check out the very last line! Real numbers...

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Wait, What? You don't have an online account or app for your car insurance?

Don't have an insurance company app on your phone? Then tell me you at least have an online account? What?! Why not? - Customers can: **Complete a variety of claims tasks, including filing and tracking a claim, viewing...

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COVID-19 Update

- We are here to help! - Some basic information to update our customers what the auto insurance companies we service are doing to help during the COVID-19 outbreak. - - The well-being of our customers is always our top...

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What is a 'True Umbrella'?

What is a 'True Umbrella'? - The terms 'umbrella' and 'excess liability' are often used interchangeably, but there are major differences between the two that you should know about. Both umbrella and excess policies are...

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Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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Now is the time to get updated insurance quotes - Ya don't know until you try

Our agency took the steps months ago for a seamless work-from-home transition to help our agents in the event of a sick child, or late appointment, etc. Sadly, the COVID-19 shelter-at-home orders came into Missouri and...

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We are here to help!!!

- We are here to help!!!! - Service and satisfaction are extremely important to us. In response to the COVID-19 outbreak, Clayton Hanley is taking active steps to assure the safety of our agents. Clayton Hanley is...

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Another one on the books!!!

Yep, we write home insurance for those the rent/share part or entire homes on a daily, weekly, or monthly basis. - You rent 'em - we insure 'em - Airbnb- We insure them, and we sleep at them! And sometimes that overlaps....

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VVVVVrrrrrooooommmmmmmmm

Talk about a beautiful Indian motorcycle!!!! - Insured Nick let us share these photos of his bike. - It's that time of year - warm weather brings out the bikes. Replacement Cost Coverage - Towing & Roadside -...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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5 Carbon Monoxide Safety Tips

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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Did you get a something nice this holiday season?

Engagement Ring, Valentine's necklace, diamond bracelet, new charms? - Make sure it’s well protected with a scheduled valuables policy. Many customers assume their basic homeowners policy will provide the coverage they...

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Custom Equipment on your Jeep, Truck or Car

Camper Shell Roof Rack Custom Suspension Custom Wheels Upgraded Stereo System Vehicle Alterations Running boards Fender flaresCustomized paint Custom parts and equipment coverage (CPE) is an endorsement to your auto...

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SAVE UP TO 30% OFF YOUR CAR INSURANCE!!!

What are real customers are saving on their auto insurance with their user-based insurance (UBI) app or plug in device? - FIRST, Receive an immediate 10% discount just for saying yes! SECOND, drive safe THIRD, receive...

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Well Looky There!

Our website is all updated with our fancy new photos - - Wait... WHAT?! - You haven't been to our site? - Hurry - go there now! - Photos, reviews, claim & service info and don't forget to check out the About Us...

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When Roadside Assistance Isn’t Enough

If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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Happy New Year from Tim, Tony, Peggy, Kristal and Nicki!!!

From our Clayton Hanley family to yours.... Happy New Year!!!! -

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Who is the better driver?

I am NOT starting a huge debate about who is the better driver, men or women, but.............. After 90 days of the Safeco demo driving app Peggy is the winner with $110 - that is $110 off her insurance EVERY year for...

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Does Santa need insurance?

- I hope Santa has good sleigh insurance! - How insurance nerds have fun around during the holidays. - #GingerbreadHouseAccident - #Auto/SleighBundle - #tornado - #SleighInsurance - #ClaytonHanley - #Peggy'...

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Wednesday Visitors

We were blessed with a morning visitor - Mrs. Ginny Allen and an afternoon visitor - Marshall. Hoping you know which is which.

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Let's play seek and find

- Have you ever Googled Clayton Hanley? - What is the average stars we have on our Google reviews? - What part of St. Louis are we located? - Click on the search link below to find out the answers https://www.google....

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Can your family fit into a compact car?

Better contact your agent to find out what your rental coverage is in the event of a car accident. What is the difference between a $25 per day rental and $50 per day rental? - - - - $50 a day - - Hint - email your...

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User Based Insurance

33 days left on our driving apps and each one of us is going to save $$$ on our auto insurance. 57 days of driving so far and this is how we stand. Peggy - $110 savings driven 2226 miles w/21 mile commute Kristal - $106...

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Arctic Blast

Just insurance ladies having a 'blast' in the arctic blast. -

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Veteran Owned Small Business

We are a Veteran-Owned Small Business - Little surprised Google knew, but happy to be acknowledged. Thank you for your service 👏🛳⚓️ #VeteranRan #SmallBusiness #VeteranDay #NavyAlum - with Tim Mossinghoff at Clayton...

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Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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Happy 62nd Safeco Anniversary to us!!!!!

Clayton Hanley - started selling - Safeco Insurance - on 11/06/1957 - -

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It's Raining Savings!!!!!

It's raining money here at Clayton Hanley - or at least Peggy 'The Insurance Lady' thinks so as she is the $101. Our agents are testing the Safeco demo for User Based Insurance driving app and are having great results....

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James Allen, Clayton Hanley Insurance

It is with a heavy heart that we announce the death of long time Clayton Hanley Insurance owner Jim Allen. Those of us who have been fortunate enough to know Jim, have lost a dear friend and an inspiring mentor. He...

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What Car Drivers Need to Know about Motorcycles

Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

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Miss us?

I am sure you have really missed the Insurance Lady blog posts, but we have been really excited and busy around the office. We are buzzing!! Celebrating our newest addition to the Clayton Hanley Family Nicole Cox. Nicki...

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How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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Talk about hitting the ground running!

Talk about hit the ground running!!! After a beautiful week in Boulder Colorado doing the leap of a lifetime in the Colorado mountains, Peggy Manes has come back and is writing new customers like crazy. The interesting...

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CONTEST

Who doesn't like a contest? - Back to school time! How many crayons do you see? Head to our Facebook page 'like' our page, share our contest post and comment with your guess for a free gift card to a St. Louis...

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What's happening?

News brief. Discounts on car insuranceImportant birthday announcements ANDone weird fact about the Clayton Hanley agents

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Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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The New and the Old

All kinds of stuff happening around Clayton Hanley in this lovely humid month of July. Peggy Manes and Tim Mossinghoff both turning 50 July 2019. We have celebrated more than 4 times with donuts, lunches, family...

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St Louis Blues

If you are from St Louis, or know someone from St. Louis you are aware that we are a very strong sports loving town. When the Cardinals or the Blues (used to be the Rams too) have a game we can fill a stadium on a...

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How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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Do Not Disturb

Distracted Driving is increasing, Help stop the madness! - - Peggy 'The Insurance Lady' took the plunge & set up her phone to stop all notifications while driving. - I noticed this week the number of car accidents...

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Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Pontoon

Pontoon Replacement Coverage – If a pontoon is punctured, creased, holed or dented, it will be replaced with a new pontoon. • Waiver of Depreciation – On protective covers, cushions, carpeting and upholstery. • Coverage...

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Texting

After a little hiccup with our agency's texting capabilities - we are back in action.We can only see them while at the office M-F 8:30 -4:30. We can receive send and receive photos, ID cards, messages etc. Woo Hoo - on...

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Easter Winner

Happy Easter Monday AND Happy Earth Day Recovering from the ham, mac & cheese, candy hangover? Ready to go outside and start your composting bin for 2019? Lent is now over - you can go back to eating sweets, fast...

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Windshield - Repair or Replace

Rock hits your windshield - what do you do next. You call your insurance company and ask them what to do, who can fix it etc. Here is a little guide to help. Is the windshield damage less than six inches long (about the...

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Opening Day for the St. Louis Cardinals

Fun Friday here at the officeAdams Smokehouse BBQ, Bud Light, Cracker Jacks, peanuts, popcorn and CHI family. Awesome Friday at the office

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Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Easter Season

The Insurance Lady is back! And she has a contest going right now to celebrate Easter. Keep reading. Where was I, you ask? Cuba! Yes, Cuba and the Bahamas. It was wonderful. What an incredible experience, was literally...

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What are you giving up for Lent?

Clayton Hanley is going public with their Lenten commitments so we can be held accountable. The winner(s) that holds out the whole 40 days gets a paid lunch by the office. Who do you think will win? Kristal

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How to save money on teenagers car insurance

How much is my insurance going to go up when I add my son? He is only 15 now and on his permit, but we are trying to budget. Or I am taking my daughter to her driver's test next week or the one that really makes us...

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Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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Blow up our email!!!

ATTENTION SAFECO CUSTOMERS.....YOU'RE WELCOME!! - We are excited to share the news Safeco Claims Free Cash Back program. Text or email to make sure you are in the Ultra or Superior Auto Package on your Safeco Policy...

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Insurance Commercials are getting better and better

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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Common Questions

Jan 25th and 25 degrees outside. So ready for winter to be over. This week I took notice of the most common questions we receive from customers. My neighbor pays less for home insurance than I do, shouldn’t they all be...

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Insure your Pedigree dog!

Guess what I just found out Clayton Hanley can do....Insure Pedigree dogs! Yes. I was shocked. Rate is only $8 per $100 of coverage. $2,000 dog = $160 a year to insure. Who knew?! (full disclosure-Peggy's granddogs -...

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Itemized (schedule) or Group (unscheduled)?

Well hello to all my fans (Maura)Holidays are over and our phones started ringing again. Everyone is getting back to work and taking care of business. Take personal stock of high priced items you would really miss if...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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Happy New Year!!!

2019 and time for a 1000 changes and resolutions. #1 Being - In 2019 I will save money and try to cut back on my bills. Call us, we can help, but only on insurance. Don't ask me how to save on your groceries, or how to...

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Love Insurance Commercials

Sorry for doing two of these, but they were funny. Have you noticed that auto and home insurance commercials are now funny, creative, and celebrity endorsed? Anyone else sing 'Nationwide is on your side'? Dressing up as...

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Insurance Commercials

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What if I have a claim on Christmas?

We are closed on Christmas and New Years Day, and have limited hours and access on Christmas Eve & New Years Eve. Thanks Tim!!! If you do have a claim you can always call your insurance company directly Hurry I have...

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What is Uninsured & Underinsured Motorist Coverage


Keep Pets Happy and Safe on Vacation

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Thank You!!!Refer a friend program

Have your friend call us for a quote and we will send you one of our fancy new cards with a surprise inside!

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Peak Season for ATV/UTV

DID YOU KNOW? 53% of ATV’s are uninsured ATV/UTV sales is ~$6 Billion per year There were ~650,000 new ATV’s/UTV’s sold in 2017 The UTV and ATV market have grown at 4% year over year since 2012 Endorsing an ATV onto a...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Clayton Hanley Insurance is a Safeco Elite Agent

Safeco Insurance® recognizes Clayton Hanley Insurance Service Inc. for exceptional performance June 5, 2018 – Safeco Insurance has recognized Clayton Hanley as a Safeco® Elite Agent based upon outstanding performance...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long as...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do...

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Spring Into Home Maintenance Mode in Missouri

Spring is a time for rejuvenation, and, as the weather gets warmer here in St. Louis, Missouri, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Missouri residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Missouri, it may be a good time of the year to provide...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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