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Clayton Hanley Insurance Blog

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How Major Life Events Impact Your Insurance Needs

Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...

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Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage

When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Personal Umbrella Insurance

Personal Umbrella Insurance - To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. Missouri Illinois –...

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Umbrella Insurance

What is umbrella insurance? - Umbrella insurance provides extra liability coverage that can help protect assets, such as your home, car and boat. It also helps cover defense costs, attorney fees and other charges...

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Do I Need Umbrella Insurance

Anyone who has assets that they want to protect should consider purchasing umbrella insurance. More than likely the answer is yes. - Click the link - watch the video, read the reasons why, and contact your agent for a...

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Should I Notify My Insurance Company About a New Puppy?

Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...

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Is an Umbrella Policy Right for Me?

If you’ve been on the fence about purchasing umbrella insurance, it might be because you’re still not sure where it can be applied and how it works. Let’s look at some cases where umbrella insurance can save you from...

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How Does Umbrella Insurance Work?

You may have been encouraged to purchase umbrella insurance, along with a home or auto policy. If you’re puzzled about how umbrella insurance works, this post is for you. Umbrella insurance is a low-cost way to add high...

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National Umbrella Day

National Umbrella Day. - In the insurance world an umbrella = liability coverage. - In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you...

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Why Umbrella Insurance has become so important to protect your family, assets and future earnings.

Rising loss costs have affected auto rates across the industry, and umbrella rates are facing similar trends. Many carriers are responding by restricting coverage, but Clayton Hanley continues to offer a true umbrella...

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What is a 'True Umbrella'?

What is a 'True Umbrella'? - The terms 'umbrella' and 'excess liability' are often used interchangeably, but there are major differences between the two that you should know about. Both umbrella and excess policies are...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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